Employees who may not disenroll from POP are
Premium Only Plan (POP)
Under the State's Premium Only Plan (POP) any out-of-pocket premium cost to employees for their State-sponsored health/dental insurance is taken out of their paycheck before federal, state, and social security taxes are deducted. This tax savings helps to offset some of their insurance premium cost. As the insurance premiums increase or decrease, the employees' share will automatically change and continue to be deducted from their paycheck as long as they are enrolled in POP.
Enrollment into POP
All employees who pay an out-of-pocket share for their State-sponsored health/dental premiums are automatically enrolled into POP. POP participants are not subject to the FlexElect administrative fee unless they are also enrolled in the FlexElect Cash Option and/or either of the FlexElect Reimbursement Accounts.
Disenrollment Process
For the vast majority of employees, the tax savings provided in the POP clearly outweigh any negative impact. In some cases, however, certain employees or those employees close to retirement who are concerned with the potential loss in social phone number list security benefits may choose not to be enrolled in POP. Some employees are concerned that participating in POP will result in some loss of social security earned quarters. Employees should be advised that there is no impact to the social security quarters they earn by participating in POP.
The potential loss of social security benefits increases each year that employees continue to participate in POP because there is no social security deducted from their share of out-of-pocket health/dental premiums. However, it should be noted, that it would take many years of continued participation in POP before the social security benefits lost exceeded the tax savings realized each month. Employees concerned about either the low income impact or their social security benefits should be advised to seek the advice of a qualified tax consultant. Employees have days from the date they first become eligible for POP to disenroll. Thereafter, all POP enrollees may disenroll each year during the annual open enrollment period by completing Attachment G - Premium Only Plan (POP) Disenrollment Form (CalHR ).
Disenrollment Restriction
employees enrolled in the FlexElect Program, as the pre-tax benefit is part of their FlexElect election and participation and;
employees enrolled in the Consolidated Benefits (CoBen) Program.
Eligibility for FlexElect
Employees eligible to enroll into FlexElect must be paid by SCO through the State Uniform Payroll System or by the District Agriculture Association and meet the eligibility criteria listed below:
State employees designated rank and file, managerial, supervisory, confidential, and all other employees excluded from collective bargaining, Constitutional Officers, employees of the Judicial Council, and Supreme, Appellate, and Superior Court Judges.
Under the State's Premium Only Plan (POP) any out-of-pocket premium cost to employees for their State-sponsored health/dental insurance is taken out of their paycheck before federal, state, and social security taxes are deducted. This tax savings helps to offset some of their insurance premium cost. As the insurance premiums increase or decrease, the employees' share will automatically change and continue to be deducted from their paycheck as long as they are enrolled in POP.
Enrollment into POP
All employees who pay an out-of-pocket share for their State-sponsored health/dental premiums are automatically enrolled into POP. POP participants are not subject to the FlexElect administrative fee unless they are also enrolled in the FlexElect Cash Option and/or either of the FlexElect Reimbursement Accounts.
Disenrollment Process
For the vast majority of employees, the tax savings provided in the POP clearly outweigh any negative impact. In some cases, however, certain employees or those employees close to retirement who are concerned with the potential loss in social phone number list security benefits may choose not to be enrolled in POP. Some employees are concerned that participating in POP will result in some loss of social security earned quarters. Employees should be advised that there is no impact to the social security quarters they earn by participating in POP.
The potential loss of social security benefits increases each year that employees continue to participate in POP because there is no social security deducted from their share of out-of-pocket health/dental premiums. However, it should be noted, that it would take many years of continued participation in POP before the social security benefits lost exceeded the tax savings realized each month. Employees concerned about either the low income impact or their social security benefits should be advised to seek the advice of a qualified tax consultant. Employees have days from the date they first become eligible for POP to disenroll. Thereafter, all POP enrollees may disenroll each year during the annual open enrollment period by completing Attachment G - Premium Only Plan (POP) Disenrollment Form (CalHR ).Disenrollment Restriction
employees enrolled in the FlexElect Program, as the pre-tax benefit is part of their FlexElect election and participation and;
employees enrolled in the Consolidated Benefits (CoBen) Program.
Eligibility for FlexElect
Employees eligible to enroll into FlexElect must be paid by SCO through the State Uniform Payroll System or by the District Agriculture Association and meet the eligibility criteria listed below:
State employees designated rank and file, managerial, supervisory, confidential, and all other employees excluded from collective bargaining, Constitutional Officers, employees of the Judicial Council, and Supreme, Appellate, and Superior Court Judges.
